There already is a tax on money sitting there, taxes and inflation. The fiat currency spawns inflation which spawns the need to invest or your dollar shrinks. That is all it is about, streching and making a dollar bigger. The ones paying interest will have smaller dollars then the ones collecting the interest.

The innovation is in the small research businesses trying new things, not the gov't. The private sector can generate alot more value. We need less tax, so you can start a business with lower entry points.

Your plan would encourage broke ass companies unable to make it through any obstacle.

Like I said before, we need to tax people and businesses on what they have, not what they earn. 40% tax on Apple brings the government $8b next year alone. They we can “spread the wealth” so us poor American's can buy Alienware computers and get Blu-Ray players.