Payment leaders: NFC and digital wallets are overhyped, Asia will lead innovation (while Europe lags behind) March 11, 2013 2:13 PM Devindra Hardawar Devindra Hardawar LinkedIn Twitter Facebook Google Plus Profile Recent Stories: A look back at Google I/O 2013 (gallery) How cognitive science and user empathy powered Google’s design breakthrough Googlers use Hangouts video chats 20,000 times a day internally What will the payments industry look like over the next few years?