Payment leaders: NFC and digital wallets are overhyped, Asia will lead innovation (while Europe lags behind) March 11, 2013 2:13 PM Devindra Hardawar Devindra Hardawar LinkedIn Twitter Facebook Google Plus Profile Recent Stories: Xbox One: Microsoft’s boldest attempt to unify its services is a game console Google’s cool new conversational search quietly hits Chrome How Apple avoided paying taxes on $44B of offshore income What will the payments industry look like over the next few years?