Payment leaders: NFC and digital wallets are overhyped, Asia will lead innovation (while Europe lags behind) March 11, 2013 2:13 PM Devindra Hardawar Devindra Hardawar LinkedIn Twitter Facebook Google Plus Profile Recent Stories: How Apple avoided paying taxes on $44B of offshore income Square’s next step: Sending cash to friends by e-mail with Square Cash Payvia snaps up Mogreet to bring MMS marketing together with carrier billing What will the payments industry look like over the next few years?