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Here’s this week’s newsletter:

If you’re unaware of the hype surrounding artificial intelligence, then you may be living under a rock. I’m tired of writing about it, and I trust you’re tired of reading about it.

So it was with pleasure yesterday that I heard Ryan Graciano, Credit Karma‘s chief technology officer, tell me, “The term ‘AI’ is definitely extreme on the hype factor. I like to pull apart the term: it’s not AI, it’s ANI — artificial narrow intelligence. Good at predicting or doing only one thing. And that I’d say is deserving of a lot of hype.”

Graciano and I were onstage at Collision in New Orleans, discussing the ways Credit Karma uses big data and ANI to do something very well: namely, provide free credit scores to more than 60 million people while amassing a data set that provides insight into roughly one-fifth of America’s household debt. Graciano sees the consumer trust earned by his company as a competitive advantage. “If your company can’t wield ANI effectively, then you’re at a massive disadvantage against someone who can,” he said.


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For AI coverage, send news tips to Khari Johnson and guest post submissions to John Brandon. Please be sure to visit our AI Channel.

Thanks for reading,
Blaise Zerega
Editor in Chief

P.S. Please enjoy this video from Collision, “Using big data to inspire consumer confidence.”

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