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Everyday, a little more of my life goes online. My pictures are there, my videos are there, my contacts are there, I do my banking there, all of my various email messages — the list goes on.

What happens to all of that stuff if I die?

It’s a morbid question, for sure, but it’s an increasingly important one for many people. Most of us have a lot of stuff in the cloud, some of it very important. If we pass on, and take the knowledge of some of this stuff  (not to mention the passwords) with us, what happens to it all? That is the question that a new service, Legacy Locker, wants to help you avoid.

You see, Legacy Locker works as a will or sorts for your online presence. You decide which of your online assets you want to put in your locker, and if something happens to you, the information is passed along to a person (or persons) you designate. And it’s not just things like online bank accounts, it can also be for providing access to things like social networks as well. This allows those who you designate to either properly take down your account or notify other users of your passing.

Unfortunately, we’ve probably all experienced this delicate situation at some point, and this really does seem to be the best way to handle it.

But Legacy Locker isn’t meant for everyone. It’s a premium service, which costs $29.99 a year — or you can opt to pay a $300 one-time fee. Certainly, these prices will scare away a lot of consumers, which is why the company is aiming the product at a very specific market. Legacy Locker is meant for households and families in the U.S. with kids under 18 that have a will — this is some 12.6 million households, Legacy Locker’s David Speiser tells me.

On top of handling your digital assets, Legacy Locker provides a service for “Legacy Letters,” private messages meant for specific recipients sent upon the passing of the account holder. This offers the once unrealistic possibility of a last goodbye. Right now this service is limited to text only, but will soon include video messages as well.

Security is obviously a major concern with a service like this as it requires you to put your entire digital life in one place. But Legacy Locker requires verification of a death from certain designated people before a locker can be opened. And the service itself has “bank level security,” Speiser tells me.

He believes that this idea will be perfect for the some 25,000 estate lawyers out there who have many clients looking for this very solution.

Legacy Locker is the latest brainchild of Jeremy Toeman (also the founder of Stage Two Consulting, where Speiser also works). The idea came to him during a period of time that saw the birth of his son and the passing of his grandmother.

The San Francisco-based company has raised an undisclosed private round of funding.

While the Legacy Locker site is live right now, the service itself is expected to launch in the next two to three weeks.

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